FAQs

To assist you, we have compiled a short list of the most frequently asked questions and answers.


Q. What are your hours of operation?
A.  See our location page for current information.

Q. Do you have to maintain a minimum balance?
A. A $5.00 minimum balance is required to keep your account active, and avoid a monthly service fee. See our fee schedule for more information.

Q. Can I have part of my payroll check deposited directly into my Credit Union account?
A.
Yes! Simply contact the Credit Union and/or your payroll department.

Q. Will I have to close my account at the Credit Union if I leave my job or relocate?
A.
Absolutely not. "Once a member, always a member" - for life!

Q. Can my family members join the Credit Union?
A.
Yes - immediate family members are eligible for membership. Contact a credit union representative for further details.

Q. How can I check on my Credit Union account after hours?
A.
We offer several options. You can use our Online Banking.

Our FREE Online Banking allows you to bank any time, day or night, seven days a week from the comfort of your home, office or anywhere you have access to the Internet.

Q. How long do I have to be a member before I can apply for a loan?
A.
There is no waiting period. As a matter of fact, you can become a member, apply for a loan and have an answer within 24 hours. Fill out our online loan application to get started.

Q. Can I join the Credit Union and apply for a loan online?
A. 
You can complete our membership application and apply for membership. Just follow the instructions for approval. Applying for a loan does not require membership, however membership approval is required for processing and final loan approval.

Looking for the answer to a different question? Send us an email and we will respond to you quickly.

 

305-883-8090
305-883-8092 (Fax)


Monday    8:30am – 4pm
Tuesday   8:30am – 4pm
Wednesday 8:30am – 4pm
Thursday  Noon - 5pm
Friday    8:30am – 4pm